Free to use, no sign-up, no email. Straightforward tools for the money questions that come with living in Germany — built the same way as the reports: honest numbers, clear assumptions.
Pick a German city and add your income and household to estimate your take-home pay after German taxes, plus rent, groceries, transport, and utilities — and what is left each month.
Work out your real monthly payment on a German mortgage, including the closing costs you pay on top of the price and what you still owe when the fixed-rate period ends — plus a rent-vs-buy break-even.
Every calculator gives an informed estimate, not financial advice or an offer from a bank. Each one lists the assumptions behind its numbers, so you can see exactly what goes in. Run any real figure through a bank or tax adviser before you act on it.